Here's how to get out of this situation without hurting your CIBIL score.
and three times when you should actually use them
There are other charges too that you need to budget for
We hope this information can help you save and trigger more money saving ideas in your mind.
Here are the many pros and some cons of going for such an arrangement
One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj
RBI has, since January, cut its policy rate four times.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?
With the July 1 deadline to apply for bank licence fast approaching, aspirants are scrambling to meet the Reserve Bank of India's (RBI) eligibility criteria to apply.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
Here's how you can reward yourself for having a good CIBIL score.
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on stocks they own or want to buy.
Few right moves and you can improve your credit score real fast
Make your 'dream-home' dream come true
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
Take advantage of the reduced interest rates offered by banks and the tax benefits to make it a lucrative deal
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
Bankers said the mammoth task of cleaning up the PSBs and improving their health will be a mammoth task for any chief executive.
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
Reserve Bank Governor Raghuram Rajan is widely expected to hold the key rates citing high inflation at the fourth bi-monthly monetary policy announcement on Tuesday, even though the pro-growth lobby has been wishing for a rate cut.
All of 22 and straight out of college, Pavithra YS (pictured below) decided to make a difference and look what she's achieved!
Your credit score is more than just a number. Here's how you can read and understand its importance.
Do you know what is 'credit repair'? And how to go about it?
Let's see how you can use the approach of superheroes to manage money better
'The entire explanation of the episode is difficult to digest.'
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Some simple tips can help you in better understanding of your CIBIL Report.
Here's the formula and it is not too difficult to implement.